Terms and Conditions

1. Acceptance of Terms

By accessing or using any part of the Rillstream Capital Services, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree to these Terms, you must not access or use the Services. We may update these Terms from time to time, and continued use of the Services after changes take effect constitutes acceptance of the revised Terms.

2. Description of Services

Rillstream Capital provides software tools and AI-assisted data analysis intended to support users in reviewing financial market information. The Services are informational and analytical in nature. Rillstream Capital does not provide personalized investment advice, portfolio management, brokerage services, or any guarantee regarding future financial outcomes. All decisions made using insights or outputs from the Services are made solely at the user's own discretion and risk.

3. Eligibility

To use the Services, you must be able to form a legally binding contract and meet the minimum age of majority in your jurisdiction of residence. By using the Services, you represent and warrant that you meet these requirements and that all information you provide to us is accurate, current, and complete.

4. Account Registration and Security

Certain features of the Services may require you to register for an account. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account. Rillstream Capital is not liable for any loss or damage arising from your failure to safeguard your account information.

5. No Financial Advice

Nothing provided through the Services constitutes financial, investment, tax, or legal advice. Outputs generated by our tools, including any AI-driven analysis, charts, or commentary, are provided for informational and educational purposes only. You should consult a qualified, independent professional before making any financial decisions. Markets involve risk, including the potential loss of principal, and past performance or historical data referenced within the Services is not indicative of future results.

6. Acceptable Use

You agree not to:

• Use the Services for any unlawful purpose or in violation of any applicable regulation;
• Attempt to reverse engineer, decompile, or extract the underlying models or source code of the Services;
• Interfere with or disrupt the integrity or performance of the Services, including through unauthorized automated access;
• Reproduce, resell, or redistribute any part of the Services without our prior written consent;
• Misrepresent your identity or affiliation when using the Services.

7. Subscription, Fees, and Billing

Where applicable, access to certain features of the Services may require payment of a subscription or one-time fee, as described at the point of purchase. Fees are quoted exclusive of any applicable taxes unless stated otherwise. We reserve the right to modify pricing with reasonable notice. Unless otherwise specified, fees are non-refundable except where required by applicable law.

8. Intellectual Property

All content, software, design elements, trademarks, and materials made available through the Services are owned by or licensed to Rillstream Capital and are protected by applicable intellectual property laws. Except as expressly permitted under these Terms, you may not copy, modify, distribute, or create derivative works based on the Services without our prior written permission.

9. Third-Party Services and Links

The Services may reference, link to, or integrate with third-party data providers, tools, or websites. Rillstream Capital does not control and is not responsible for the content, accuracy, or practices of any third party. Your use of any third-party service is subject to that party's own terms and policies.

10. Disclaimers

The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Services will be uninterrupted, error-free, or free of harmful components, or that any analysis, forecast, or data presented will be accurate or complete.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Rillstream Capital, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or financial loss, arising out of or in connection with your use of, or inability to use, the Services, even if advised of the possibility of such damages. Our total aggregate liability for any claim arising from these Terms or the Services shall not exceed the amount you paid to us, if any, in the twelve months preceding the claim.

12. Indemnification

You agree to indemnify and hold harmless Rillstream Capital and its affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Services, your violation of these Terms, or your infringement of any third-party rights.

13. Termination

We reserve the right to suspend or terminate your access to the Services, without prior notice, if we reasonably believe you have violated these Terms or engaged in conduct that may harm Rillstream Capital, other users, or third parties. You may discontinue use of the Services at any time. Provisions of these Terms that by their nature should survive termination will continue to apply.

14. Changes to the Services

We may modify, suspend, or discontinue any part of the Services, temporarily or permanently, at any time, with or without notice. We shall not be liable to you or any third party for any such modification, suspension, or discontinuation.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Rillstream Capital operates, without regard to conflict of law principles. [This section should be reviewed and completed based on specific legal advice for the relevant jurisdiction.]

16. Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

17. Contact

If you have any questions about these Terms, please contact us through the details provided on our Contact page.